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FAQs: Frequently Asked Questions about Insurance Claims

When faced with a crisis, many have questions about the next steps to take. Your first impulse may be to talk to family and friends, make a variety of phone calls, and seek out the answers. At Norcia Insurance Consultants we are here to help give you peace of mind as well as the answers you need, so you can return to your regular routine as soon as possible. To do that, we have prepared a list of insurance claims questions. Green Bay residents can use these answers to help prepare as much as possible for when the worst happens. And, if you are still unsure of what to do, call the insurance claims experts at Norcia.

insurance claims questions

Q: How do I file my claim?
A: When you incur damage to your property, you’ll want someone on your side that can help you file and manage your claim, as well as communicate with the insurance company on your behalf. That’s where a public adjuster comes in. Though, most insurance claims can be filed by visiting your insurance company’s office, over the phone or online, it can be helpful to receive expert advice before even filing the claim. Call Norcia first and we can answer all of your insurance claims questions and even file your claim for you.

Q: What should I do before anything else?
A: The first thing to do is make sure everyone is safe. After a natural disaster or other similar event, it is important to take care of yourself and your loved ones. If anyone requires medical attention, that is definitely a priority. And, once basic needs are met, you can begin to assess the damage and take detailed photos and notes. This is also a great time to give the experts at Norcia a call.

Q: Will my insurance premium increase if I file a claim?
A: This will depend on the circumstances and your insurance company.

Q: How long will my insurance claim take?
A: This also varies claim-by-claim but an a professional insurance claim expert can help streamline the process. Each claim is different, and the amount of resolution time varies based on the assorted factors of the claim. To help the process go as quickly as possible, be sure to provide your insurance company with all the necessary details and documentation in a timely manner.

The most important thing to remember is that filing an insurance claim doesn’t have to be a scary, long and drawn-out process. We are here to help you through each and every step and to answer any insurance claims questions you might have. Talk to the adjusters at Norcia today and learn how we can help.

Have additional insurance claims questions for your Green Bay household? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

How Do You Know When You Need Public Insurance Claim Assistance?

When the worst happens, it can be an incredibly stressful time. There are a lot of things to think about; from ensuring the well-being of loved ones to dealing with needed emergency repairs. And, dealing with your insurance company is the last thing you want to have to worry about, especially if you are inexperienced with insurance claims and how they work.

public insurance claim assistance

A public insurance adjuster from Norcia can help you with your insurance claim so that you can rest easy. But, how do you when to call us for help? We offer expert public insurance claim assistance in Minnesota and have years of experience helping homeowners like you get the insurance help they need. One may think they can handle the insurance claim process on their own and that all they need to do is call the insurance company, submit paperwork and then wait and receive a check for the full amount. However, keep in mind that insurance companies are always looking out for their own interest above all else. And often, the amount you are entitled to and the amount they think they owe you are two very different numbers.

With Severe Weather Awareness Week approaching this April 17 through 21st, we would like to provide you with the cues and warning signs that it’s time to reach out for public insurance claim assistance:

First, call a public insurance adjuster at Norcia Insurance Consultants at the first sign of damage. Whether it’s a storm, tornado or similar situation, having an adjuster on your side right off the bat means you start on a level playing field with your insurance company. Your public insurance adjuster will know the certain conditions of your insurance policy that must be met and strictly adhered to before and during the claims process. So, don’t hesitate to call for all-important public insurance claim assistance!

Next, call one of our public insurance adjusters at the first red flag that you get from your insurance company. One red flag is if they reassign your claim to another one of their adjusters. That can sometimes signal that your repair estimate is going to be revised several times before it is paid out. Public insurance claim assistance can help you avoid these types of delays.

Remember, you can save yourself time and hassle when you call Norcia Insurance Consultants for public insurance claim assistance.

So when you need reliable and professional public insurance claim assistance in Minnesota, call Norcia Insurance Consultants at 1-866-512-LOSS (5677) or you can contact us to Request a Free Consultation.

Have a Safer, Insured 2017

This time of year, many people are trying to keep up with their New Year’s Resolutions. Why not make one that counts; to be prepared in the event that damage occurs to your home or other tragedy occurs. It’s easy to keep this resolution, simply contact our insurance consultants in Wisconsin today and they can help prepare you for the many possibilities that may arise when the worst happens. From being prepared in the event of a winter storm, to loss consultation, you can trust Norcia Insurance Consultants. We offer the insurance claim help you need, speaking to your insurance company on your behalf and working to help get the full amount you are entitled to. Start preparing today. Here are a few things to keep in mind when it comes to possibility of dealing with an insurance claim:

Emotional implications. In addition to the financial and physical issues that may arise, there will no doubt be emotional aspects to deal with as well. However, when you hire a professional insurance consultant, we can handle all of the legwork that comes with filing a claim. By dotting your I’s and crossing your T’s for you, it can give you the ability to deal with other aspects of a tragedy like being there for your family.

insurance consultants

Stress. As a homeowner, you might expect the insurance company to pay out a fair and reasonable amount of money in the event of a tragedy. However, you may ultimately find out you will only receive a fraction of what was expected. This can not only come as a shock, but result in a stressful experience. This is why we highly recommend speaking to one of our professional insurance consultants when filing an insurance claim. We work for you, not the insurance companies, helping you get what you deserve.

 

Time. The insurance claim process can go on for several months or even a year! Having insurance consultants on your side can help alleviate this heavy burden on day-to-day life. Let us analyze your insurance policy, assess the damage to your home, complete and submit your insurance claim, so that you can get back to your busy schedule.

This year, promise yourself that if damage to your home or tragedy should arise, to be prepared and trust the experts at Norcia Insurance Consultants. Insurance consultants in Wisconsin are just a phone call away. We will outline all we can do for you, and you’ll get to see firsthand that insurance consultants can take a whole lot of stress off of your plate.

Call Norcia Insurance Consultants at 866-512-LOSS (5677), or contact us and set up a Free Consultation.

Public Insurance Adjusters Provide the Assist

Winter means cranking up the fireplace for so many Minnesotans! Nothing provides an earthier or more meaningful way to keep warm than the sentimental wood-burning chimney effort! The odor, the crackle, the trance-inducing fire, all of it adds up to you and yours frequently sitting around the fireplace to enjoy family time.

The fireplace is not all roses, sunshine and warmth. Often that and the overall chimney network can be hazards if not properly cared for and maintained from the cold to warm to cold parts of the year in an annual cycle. As public insurance adjusters in the Twin Cities, so many of your acquaintances, colleagues, family and friends have been assisted in the event of their home being victim to damage in the form of beyond desired chimney fire.

Being that the fireplace is something that is annually shut down only to be reawakened at a later date, you need to, once a year, right before or right after winter, have that chimney professionally inspected and cleaned. When a standard house-warming fire burns in your fireplace, creosote begins to form. It accumulates and builds up with each subsequent fire. This black and sticky flammable substance should be cleaned regularly to prevent it from igniting and causing a fire at a place with your chimney that you do not want it to be.

Make sure that the wood you are burning is dried and cured (Your logs need to be split, dried for 8 to 12 months). Stack these logs so that it has a cover on top of it, leaving openings on their sides to accomplish proper air flow. Do not utilize lumber scraps, construction scraps, painted wood or other pieces of treated wood. These types of wood could release harmful chemicals into your home, and it could affect the indoor air quality at your house. You can use starter logs to start the fire if you need to, but just be sure to use only one of them at a time since they burn very hot.

Always utilize the damper when your fireplace is not in use. This will help keep the warm air currently occupying your home from getting out. When actively burning a fire in the fireplace, make sure you keep the doors of the fireplace open to allow the heat of the fire to get into the room.

These helpful tips can eliminate a worst case scenario from unfolding within your home. No disaster equals not having to call on your insurance company. If you do find yourself in the undesirable position of having to deal with your insurance company alone, hire some public insurance adjusters in the Twin Cities area. Call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

Insurance Claims Management Specialists Save You Some Trouble

Once your home has been the victim of damage as a result of fire, flood or some other type of catastrophe, the sensation of being pulled in many different directions can be overwhelming. With so much to take care of in the aftermath of such—not to mention the stress—the waters often become muddied as far as what steps you should be taking. As insurance claims management specialists to Minnesota home owners, we would like to offer a few suggestions on what steps you should take.

The Documentation

Document every single possible issue that can be deemed a “loss”. Take a mountain of photographs and notes. Go room by room inside of the house, side by side on your home’s exterior. Take close-ups, zoom in. In cases of loss with regard to natural disaster in pursuit of recompense from your insurance company, it is far better to have way too much in the way of documentation than little at all.

The Fire Department

If you have even an ounce of concern over the safety of your property, call your local fire department. They will help you verify whether or not your home’s utilities are safe for use. They will also turn off your utilities if they are deemed unworthy of normal application.

The Home

If your home has taken on severe damage, board up your windows and doors. This will aid in the effort to prevent it from taking on even more damage, in addition to protecting the assets within. If you bring in a contractor to do such work, keep the receipt. You never know and keeping an accurate log of all transactions related to the disaster your home has endured will go a long way in aiding the insurance claims management process.

The Insurance Company

Get a hold of your insurance company as soon as is possible for you. You will want to provide them with every possible detail on the event that caused the damage, the damage sustained and all losses that have occurred. Ask your insurance company for a copy of the ACORD claim form so you that you can prove that an insurance claim was indeed filed. Do not hesitate to also get a hold of your mortgage company to inform them of the goings-on and inform them of any damage or loss.

For more information on insurance consultants in Minnesota, call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.