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Common Summer Hazards: Public Adjusters Provide the Assist

The summer is not yet over and there are still many hazards around the home that could pose a threat to you and your family. Your home is supposed to be a place to feel safe and secure. However, there are a few seasonal dangers that can catch you off guard and cause damage to your home. As a public adjuster for the Twin Cities, we are all too familiar with these types of hazards and would like to provide a rundown of what they are and help offer awareness. But, in the unfortunate event that something does occur, call a public adjuster for assistance. We can help take away a lot of the stress you are experiencing. If one of these events were to befall your home, and you need to make a claim with your insurance company, we can help you deal with the legwork associated with filing such a claim. Take a look at these hazards below and try to avoid letting them become a problem in your home.

public adjuster

Overworked Electrical Systems

This time of year a lot more appliances are plugged in at a time. During the dog days of summer, additional strain from AC units can potentially cause outages, blackouts and even shorts. More appliances combined with soaring temperatures increases the chance for a short circuit, thus creating the danger of a house fire.

Outdated Air Conditioners

We all use air conditioners in the summer. However, many units are either dirty or not up to date. This can not only cause poor air quality but high energy costs and fire hazards as well. Make sure your AC is cleaned or serviced at least once a year and that your filters are replaced often.

Relaxed Home Security

When you’re spending more time outdoors, windows and doors can be left open. When you open your home to the fresh air you also need to make sure you’re not opening it up to unwanted guests. Property crimes increase during the summer months so make sure you are keeping your household secure.

Flooding

This time of year, summer rains can flood basements and homes and even damage appliances. Floods can cause a lot of damage so keep your eye on the weather and make sure your home, including the roof and basement is prepared for heavy rains.

Don’t allow any of these summer hazards to put a damper on your plans. And, if you do find yourself in the undesirable position of having to deal with your insurance company alone, hire our public adjuster in the Twin Cities area. Call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

Severe Weather Prep & When to Call an Insurance Adjuster

In Wisconsin and Minnesota, severe weather makes its appearance often. And, as an insurance adjuster for Wisconsin and the surrounding areas, we have seen our fair share of damage to homes and property. Much of this damage comes from severe weather, like storms and tornadoes. So, we’d like to provide you with ways in which to prepare for an event such as this, including when it’s time to call an insurance adjuster for help.

insurance adjuster

When the worst happens and your home sustains damage from a storm, fire or another unexpected event, it is an incredibly stressful time. You might think that you can handle the insurance claims process on your own. However, you should keep in mind that your insurance company is always going to be looking out for its own interests first. But, before you contact an insurance adjuster, here is what you can do to keep you, your family and your property safe:

Have a Plan

Make sure everyone in your family knows where to meet in the event you are separated and what to do in case of severe weather. You should also have a safe area of your home in case of a tornado. This room should be underground if possible and windowless. If this is not available, try to get to a bathroom and into a shower stall or bathtub. Stay there until an all clear sign or until someone comes to get you.

Keep Emergency Supplies

Included in your emergency kit should be a flash light, batteries, a battery-operated radio, gallons of water, canned food and a first aid kid including band-aids, gauze, hand sanitizer, thermometer and medical tape. Also have a list of emergency contacts and medical insurance cards.

Keep an Eye on the Weather

Always make sure your car has plenty of gas in the event your area is ordered to evacuate. Also, sign up for text message alerts.

When to Call Your Insurance Adjuster

Once it is safe and everyone in your household has been accounted for, take a walk around to your home to see what damage has been done. Take any notes or photos if possible. Call your insurance adjuster to help with your insurance claim once all emergencies are taken care of.

Call on Norcia and their team of insurance adjusters to help you with every aspect of your insurance claim. We can handle the paperwork, documentation and fight to get you the amount you are entitled to for your damages.

Call on us at the first sign of damage to your home. It would also be a good idea to get a hold of us at the moment you start seeing red flags from your insurance company.

Do you want more information on how to hire an insurance adjuster in the Twin cities? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or you can contact us to set up your Free Consultation.

Insurance Disputes and How to Get the Help You Need

Having homeowners insurance is meant to relieve financial stress after damage to your home, right? But often, a claim settlement is denied or falls short of your expectations. And, either of these events can leave you very frustrated. Not only are you worried about the health and well-being of your loved ones and emergency repairs, but dealing with your insurance company can add to the stress leading to feelings of being overwhelmed. Dealing with your insurance company is no easy task. When you need help with insurance disputes in the Twin Cities, it is essential you enlist the experts for assistance. Insurance disputes about the nature of your claim can arise for many reasons; whether they be the fine print buried in your policy or debates over the actual cost of fixing your home.

insurance disputesSo, when you believe you may be getting a poor deal, the experts at Norcia Insurance Consultants can help you understand your policy, speak directly with your insurance company and help settle any insurance disputes.

What are insurance disputes? An insurance dispute is a disagreement that arises about the amount due, the amount a company is willing to pay on a claim, or the nonpayment of a claim.

What to do in the case of insurance disputes. First, know your rights. The professionals at Norcia know all of the laws that dictate what insurance companies can and cannot do when it comes to bill collecting, settling claims and similar matters. Each state is a little different, but most states include the following regulations:

  • An insurance company cannot misrepresent your policy
  • They cannot use the appeal process to force their policyholders to settle for less than they are due
  • A company must acknowledge and process a claim promptly
  • Insurance companies cannot ask you for unnecessary forms in order to delay the process
  • A company must have a good reason to deny a claim
  • And many more

When you call Norcia Insurance Consultants, we can be your valuable resource in resolving any insurance disputes amicably. We work for you, not the insurance companies, and always have your best interest at heart.

When you educate yourself and have the experts by your side, your chances of resolving your insurance disputes are raised. Our job is to get you the full amount of insurance money you are entitled to. We will evaluate the damage, take pictures and video, analyze your insurance policy and to figure out how much money you should get.

Give us a call today and we can get to work for you! Ready to receive help with your insurance disputes in the Twin Cities? Call Norcia Insurance Consultants at 866-512-LOSS(5677) or you can contact us to Schedule a Free Consultation.

FAQs: Frequently Asked Questions about Insurance Claims

When faced with a crisis, many have questions about the next steps to take. Your first impulse may be to talk to family and friends, make a variety of phone calls, and seek out the answers. At Norcia Insurance Consultants we are here to help give you peace of mind as well as the answers you need, so you can return to your regular routine as soon as possible. To do that, we have prepared a list of insurance claims questions. Green Bay residents can use these answers to help prepare as much as possible for when the worst happens. And, if you are still unsure of what to do, call the insurance claims experts at Norcia.

insurance claims questions

Q: How do I file my claim?
A: When you incur damage to your property, you’ll want someone on your side that can help you file and manage your claim, as well as communicate with the insurance company on your behalf. That’s where a public adjuster comes in. Though, most insurance claims can be filed by visiting your insurance company’s office, over the phone or online, it can be helpful to receive expert advice before even filing the claim. Call Norcia first and we can answer all of your insurance claims questions and even file your claim for you.

Q: What should I do before anything else?
A: The first thing to do is make sure everyone is safe. After a natural disaster or other similar event, it is important to take care of yourself and your loved ones. If anyone requires medical attention, that is definitely a priority. And, once basic needs are met, you can begin to assess the damage and take detailed photos and notes. This is also a great time to give the experts at Norcia a call.

Q: Will my insurance premium increase if I file a claim?
A: This will depend on the circumstances and your insurance company.

Q: How long will my insurance claim take?
A: This also varies claim-by-claim but an a professional insurance claim expert can help streamline the process. Each claim is different, and the amount of resolution time varies based on the assorted factors of the claim. To help the process go as quickly as possible, be sure to provide your insurance company with all the necessary details and documentation in a timely manner.

The most important thing to remember is that filing an insurance claim doesn’t have to be a scary, long and drawn-out process. We are here to help you through each and every step and to answer any insurance claims questions you might have. Talk to the adjusters at Norcia today and learn how we can help.

Have additional insurance claims questions for your Green Bay household? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

How Do You Know When You Need Public Insurance Claim Assistance?

When the worst happens, it can be an incredibly stressful time. There are a lot of things to think about; from ensuring the well-being of loved ones to dealing with needed emergency repairs. And, dealing with your insurance company is the last thing you want to have to worry about, especially if you are inexperienced with insurance claims and how they work.

public insurance claim assistance

A public insurance adjuster from Norcia can help you with your insurance claim so that you can rest easy. But, how do you when to call us for help? We offer expert public insurance claim assistance in Minnesota and have years of experience helping homeowners like you get the insurance help they need. One may think they can handle the insurance claim process on their own and that all they need to do is call the insurance company, submit paperwork and then wait and receive a check for the full amount. However, keep in mind that insurance companies are always looking out for their own interest above all else. And often, the amount you are entitled to and the amount they think they owe you are two very different numbers.

With Severe Weather Awareness Week approaching this April 17 through 21st, we would like to provide you with the cues and warning signs that it’s time to reach out for public insurance claim assistance:

First, call a public insurance adjuster at Norcia Insurance Consultants at the first sign of damage. Whether it’s a storm, tornado or similar situation, having an adjuster on your side right off the bat means you start on a level playing field with your insurance company. Your public insurance adjuster will know the certain conditions of your insurance policy that must be met and strictly adhered to before and during the claims process. So, don’t hesitate to call for all-important public insurance claim assistance!

Next, call one of our public insurance adjusters at the first red flag that you get from your insurance company. One red flag is if they reassign your claim to another one of their adjusters. That can sometimes signal that your repair estimate is going to be revised several times before it is paid out. Public insurance claim assistance can help you avoid these types of delays.

Remember, you can save yourself time and hassle when you call Norcia Insurance Consultants for public insurance claim assistance.

So when you need reliable and professional public insurance claim assistance in Minnesota, call Norcia Insurance Consultants at 1-866-512-LOSS (5677) or you can contact us to Request a Free Consultation.