Storm Preparedness Helps Your Family Avoid Insurance Disputes

Storm season is upon us. Thunderstorms, wind and hail are not that far off. Preparedness is the key for you and your family to survive storms unscathed. Mother Nature may take her toll on your home and property, but there are steps you can take to ensure all is not lost. If you find yourself in the position of receiving a low-ball offer from your insurance company, you have every right to fight it. Call Norcia Insurance Consultants when damage to your Minnesota home creates an insurance dispute.

Be well aware of the types of potential weather disaster your particular area is prone to. Create your disaster plan, establish what will constitute an evacuation need and where will you will go (geographically) from there. Make sure all family members, those beyond kin that you will be including in the evacuation plans (crew, entourage, posse) are on the same page and are aware of the exact plans should that nightmare scenario unfold. If you do not already have one created, set up an emergency preparedness kit that contains first aid items, water, batteries, flashlight and radio, at a minimum.

Some steps you can take to protect your family and your home:

  • Keep gutters free of debris
  • Keep patio furniture on lockdown
  • Mount storm shutters
  • Seek shelter in a basement or interior room when the storm hits
  • Stay on top of weather forecasts
  • Trim tree limbs

After the storm hits a home owner need be prepared for the possibility of damage to their property. Eye up your home’s exterior, make note of items that may be missing or the damage that may have been done. Even the smallest hole created by a piece of hail can open a can of worms of destruction in or on your house. Evidence gathered, review your policy a bit—see what is (or should be) covered. Next, get a hold of your insurance agent to file a claim. A representative from the company will come to your house, assess the damage, get an estimate and you will be offered a payout for what THEY think the repair should cost.

Filing an insurance claim doesn’t have to ugly. Advocates for your cause are a mere phone call away. Help exists to help you through all of the hoops you have to jump through, answering your questions along the way. Talk to the insurance adjusters at Norcia today to learn how we can help you with your insurance disputes.

If you have other insurance disputes in Minnesota, contact us or call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

Severe Weather: Warning vs. Watch

There are a few ways you can tell for sure if bad weather is coming your way. You may notice the sky get dark or the wind pick up. But, when you’re listening to the television or radio, do you understand what the broadcaster is saying? Knowing the difference the difference between a severe weather watch and a severe weather warning can be life saving information. Whenever severe weather strikes, know our team of public insurance adjusters serve Minneapolis, Green Bay and more. Call us to get somebody on your side.

Severe Weather Warning

A severe weather warning is issued when there is a chance that bad weather will strike your area. It means that the weather isn’t an immediate threat, but it’s time to start getting prepared. If there is a tornado warning, pull in your free-standing lawn furniture. If there is a severe thunderstorm warning, it’s time to find the flashlight. Keep your eye on the weather, as a warning may quickly change to a watch, especially with fast moving storms.

Severe Weather Watch

A severe weather watch occurs when there is dangerous weather threatening your immediate area. For example, if there is a flood watch, it means there is flooding occurring in your area at that moment. When you see a severe weather watch, it is time to act. Take shelter, if necessary and take extra precautions.

After Severe Weather

Once severe weather has moved through the area, you may notice some damage around your property. If this is the case, you’ll want to have someone one your side, when dealing with your insurance company. That’s where we come in. Our team is prepared to take on all communication with your insurance company, to help make sure you get the compensation you deserve.

Are you in need of a public insurance adjuster? Give us a call today at 866-512-LOSS (5677) or request a free consultation online.

Public Adjusters’ Perspective: How Safe is Green Bay?

Are you a Wisconsin native? If so, then you’ve probably lived through your fair share of natural disasters. They have the potential to be swift, but cause a large amount of damage. They can leave a mess at your home or workplace. If you’ve ever been in this situation, you know how necessary it is to have someone on your side to communicate with your insurance company. Our local team of nearby Green Bay public insurance adjusters is here to help. In this blog, we’re going to cover some of the natural disasters that have affected the state and what they mean for you, in our option.

Flooding

Wisconsin is no stranger to floods. Even earlier this year, parts of the state were covered in water. Floods can cause great damage up front, as well as leave behind residual damage that may take a long time to clean up. Water damage can damage your home’s or office’s integrity by seeping into the foundation and rotting away vital supports. One storm can damage hundreds of buildings, leaving people displaced and out of work. Flash flooding is also a major concern. This type of flood can pop up with little to no warning and do some serious damage. If you live close to a body of water, you probably take routine precautions when you are warned about heavy rainfall. But, it is impossible to be prepared for everything Mother Nature has to throw at you. So, when you need a helping hand, look to Norcia Insurance Consultants.

Blizzards

For a snowstorm to officially be categorized as a blizzard, it has to have strong, sustained winds above 56 mph. They cause reduced visibility, making driving difficult and dangerous. Some blizzards have significant icefall and others produce thunder. A blizzard can have a big effect on your home and your business. They are notorious for substantial snow build ups, causing roofs to collapse. Over the past 10 years, there have been 10 notable blizzards across the state of Wisconsin. Recent blizzards have caused road closures and power outages. Though Green Bay rarely sees more than two blizzards a year, they can have a big impact on the city whey they come through. Due to low temperatures and the potential for further damage, it is important to get blizzard damage repaired as soon as possible.

If you’ve been the victim of a natural disaster, call us today at 866-512-LOSS or Request a Free Consultation.