Severe Weather Prep & When to Call an Insurance Adjuster

In Wisconsin and Minnesota, severe weather makes its appearance often. And, as an insurance adjuster for Wisconsin and the surrounding areas, we have seen our fair share of damage to homes and property. Much of this damage comes from severe weather, like storms and tornadoes. So, we’d like to provide you with ways in which to prepare for an event such as this, including when it’s time to call an insurance adjuster for help.

insurance adjuster

When the worst happens and your home sustains damage from a storm, fire or another unexpected event, it is an incredibly stressful time. You might think that you can handle the insurance claims process on your own. However, you should keep in mind that your insurance company is always going to be looking out for its own interests first. But, before you contact an insurance adjuster, here is what you can do to keep you, your family and your property safe:

Have a Plan

Make sure everyone in your family knows where to meet in the event you are separated and what to do in case of severe weather. You should also have a safe area of your home in case of a tornado. This room should be underground if possible and windowless. If this is not available, try to get to a bathroom and into a shower stall or bathtub. Stay there until an all clear sign or until someone comes to get you.

Keep Emergency Supplies

Included in your emergency kit should be a flash light, batteries, a battery-operated radio, gallons of water, canned food and a first aid kid including band-aids, gauze, hand sanitizer, thermometer and medical tape. Also have a list of emergency contacts and medical insurance cards.

Keep an Eye on the Weather

Always make sure your car has plenty of gas in the event your area is ordered to evacuate. Also, sign up for text message alerts.

When to Call Your Insurance Adjuster

Once it is safe and everyone in your household has been accounted for, take a walk around to your home to see what damage has been done. Take any notes or photos if possible. Call your insurance adjuster to help with your insurance claim once all emergencies are taken care of.

Call on Norcia and their team of insurance adjusters to help you with every aspect of your insurance claim. We can handle the paperwork, documentation and fight to get you the amount you are entitled to for your damages.

Call on us at the first sign of damage to your home. It would also be a good idea to get a hold of us at the moment you start seeing red flags from your insurance company.

Do you want more information on how to hire an insurance adjuster in the Twin cities? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or you can contact us to set up your Free Consultation.

Storm Preparedness Helps Your Family Avoid Insurance Disputes

Storm season is upon us. Thunderstorms, wind and hail are not that far off. Preparedness is the key for you and your family to survive storms unscathed. Mother Nature may take her toll on your home and property, but there are steps you can take to ensure all is not lost. If you find yourself in the position of receiving a low-ball offer from your insurance company, you have every right to fight it. Call Norcia Insurance Consultants when damage to your Minnesota home creates an insurance dispute.

Be well aware of the types of potential weather disaster your particular area is prone to. Create your disaster plan, establish what will constitute an evacuation need and where will you will go (geographically) from there. Make sure all family members, those beyond kin that you will be including in the evacuation plans (crew, entourage, posse) are on the same page and are aware of the exact plans should that nightmare scenario unfold. If you do not already have one created, set up an emergency preparedness kit that contains first aid items, water, batteries, flashlight and radio, at a minimum.

Some steps you can take to protect your family and your home:

  • Keep gutters free of debris
  • Keep patio furniture on lockdown
  • Mount storm shutters
  • Seek shelter in a basement or interior room when the storm hits
  • Stay on top of weather forecasts
  • Trim tree limbs

After the storm hits a home owner need be prepared for the possibility of damage to their property. Eye up your home’s exterior, make note of items that may be missing or the damage that may have been done. Even the smallest hole created by a piece of hail can open a can of worms of destruction in or on your house. Evidence gathered, review your policy a bit—see what is (or should be) covered. Next, get a hold of your insurance agent to file a claim. A representative from the company will come to your house, assess the damage, get an estimate and you will be offered a payout for what THEY think the repair should cost.

Filing an insurance claim doesn’t have to ugly. Advocates for your cause are a mere phone call away. Help exists to help you through all of the hoops you have to jump through, answering your questions along the way. Talk to the insurance adjusters at Norcia today to learn how we can help you with your insurance disputes.

If you have other insurance disputes in Minnesota, contact us or call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

Next Week is Severe Weather Awareness Week

Did you know that April 13 through April 17 is Minnesota Severe Weather Awareness Week? Every year, Minnesota’s Homeland Security and Emergency Management (HSEM) collaborates with the National Weather Service and 16 different state and local agencies and organizations to raise awareness of the seasonal threats that severe weather can bring. The intent is to teach Minnesota residents how to avoid severe weather or, if they cannot avoid the bad weather, what to do before, during and after the severe weather hits.

Severe Weather Awareness Week features two very important events: two statewide tornado drills. On Thursday, April 16, sirens throughout the state will be tested to ensure that they all work properly in the event of a tornado. And these tests are a great time for residents to practice their tornado drills and to educate their families on what to do when the alarm sounds for real. The drills will be held at 1:45 p.m. and 6:55 p.m. During these drills, all statewide sirens will sound off and all NOAA weather radios in Minnesota will also sound the warning alarm.

On average, Minnesota experiences 40 tornadoes a year. The record was set in 2010 when 104 tornadoes touched down throughout the state.

Each day of Severe Weather Awareness Week will focus on a different topic:

Monday: Alerts and warnings

Tuesday: Severe weather, lightning and hail

Wednesday: Floods

Thursday: Tornadoes (including statewide tornado alarm tests and drills)

Friday: Extreme heat

If you visit the Severe Weather Awareness Week site, linked to above, you can get more information about each day’s topics.

Emergency preparedness is especially important this time of year. While the warmer temperatures and milder weather are both great for outdoor activities and fun, the weather can change at the drop of a hat. It can go from sunny and pleasant to stormy and dangerous in a matter of minutes. And when you hear a tornado siren go off, it is imperative that you and your loved ones know what to do and where to go so everyone is as safe as possible.

And if the worst does happen and a tornado or another severe weather event affects you, call us at Norcia Insurance Consultants. We are public insurance adjusters serving the entire state of Minnesota, as well as Wisconsin. Call us when you need help with your insurance claims. We can help make sure you get the money you deserve from your insurance company.

Call 866-512-LOSS (5677) or Schedule a Free Consultation.

Severe Weather: Warning vs. Watch

There are a few ways you can tell for sure if bad weather is coming your way. You may notice the sky get dark or the wind pick up. But, when you’re listening to the television or radio, do you understand what the broadcaster is saying? Knowing the difference the difference between a severe weather watch and a severe weather warning can be life saving information. Whenever severe weather strikes, know our team of public insurance adjusters serve Minneapolis, Green Bay and more. Call us to get somebody on your side.

Severe Weather Warning

A severe weather warning is issued when there is a chance that bad weather will strike your area. It means that the weather isn’t an immediate threat, but it’s time to start getting prepared. If there is a tornado warning, pull in your free-standing lawn furniture. If there is a severe thunderstorm warning, it’s time to find the flashlight. Keep your eye on the weather, as a warning may quickly change to a watch, especially with fast moving storms.

Severe Weather Watch

A severe weather watch occurs when there is dangerous weather threatening your immediate area. For example, if there is a flood watch, it means there is flooding occurring in your area at that moment. When you see a severe weather watch, it is time to act. Take shelter, if necessary and take extra precautions.

After Severe Weather

Once severe weather has moved through the area, you may notice some damage around your property. If this is the case, you’ll want to have someone one your side, when dealing with your insurance company. That’s where we come in. Our team is prepared to take on all communication with your insurance company, to help make sure you get the compensation you deserve.

Are you in need of a public insurance adjuster? Give us a call today at 866-512-LOSS (5677) or request a free consultation online.

Summer Tornados in Wisconsin

Tornados can be one of the most alarming natural disasters. Those of you who have experienced one can testify nothing can truly prepare you. The residents of the Fox River Valley, WI found out how true that is on Aug. 7. After a tornado hits your town, there’s not much you can do but start rebuilding. For those in Wisconsin, insurance claims help isn’t something that should worry you. The team at Norcia Insurance Consultants can help put the pieces back together.

Fox River Valley
The National Weather Service confirmed six tornados touched down in the Fox River Valley on the night of Aug. 6 into Aug. 7. The storm sustained 60 to 70 mph winds for about two hours, peaking at about 120 mph. The wind damage was extensive, knocking out power and downing trees. Crews acted quickly to restore power and after just two days, approximately 90% of customers regained power. Typically, Wisconsin sees about 23 tornadoes a year.

Preparedness
It is important to do your best to be prepared for a tornado. Having a plan for you and your family for emergency situations can save lives. But, sometimes tornados take us all by surprise. The meteorologist who put the storm forecast together for the Fox River Valley area on Aug. 6 admits he was surprised by the widespread damage. Once you find yourself caught in a tornado outbreak, you just have to do the best you can to wait it out.

Aftermath
After the storm’s fury has passed, the rebuilding and healing processes must begin. When you experience a traumatic event, your head will be spinning. It’s important to have a reliable public adjuster on your side. If you need any insurance claims help, our team is trained to help. We can assist you with a clear head and handle all communications with your insurance company.

Need insurance claims help in Wisconsin, give us a call today at 866-512-LOSS (5677) or contact us online.