Filing an Insurance Claim After a Damaging Winter Storm

It is still technically autumn; however, winter weather has been making its appearance all over the country. Will you be prepared for your first winter storm? What if that said winter storm causes damage to your home? Will you know what to do first? When a storm causes damage to your home, it can be a stressful time and you may not know what to do or where to begin. At Norcia, we offer help with insurance claims for Twin Cities area residents, and we are here to offer assistance whenever you need us. First, we would like to go through the very first steps you should take when damage occurs to your home this winter.insurance claims twin cities

When hail or falling tree limbs wreak havoc, your first step is to make sure everyone is safe and your home is safe to be in. Do not go outside if it is still storming out or if it is very slippery and icy, even if you suspect your home or property has been damaged. Wait until the weather clears up and it is safe to venture outdoors. As soon as it’s safe to do so, go outside and slowly walk around the perimeter of your home. Take note of any damage you see, even if it’s only a small amount. Then, you should pick up the phone and call the experts at Norcia Insurance Consultants. Even if you are unsure whether the damage warrants an insurance claim, experts like those at Norcia can get you the insurance claims help you need to get you started. Even if a claim is fairly minor, like a cracked or broken window that won’t exceed your annual deductible, you should still report that damage. Why? If there’s another storm this year, then together your claims from both storms might top your deductible and then you could be reimbursed.

And, you won’t even need to contact your insurance company to file insurance claims directly. With assistance from the experts at Norcia, we can take care of this for you. We can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts to help you understand them.

It is also important to document everything. In other words, take lots of pictures of any damage! Take close-ups, zoom in. In cases of loss with regard to natural disaster, it is far better to have way too much in the way of documentation than too little.

These are just some of the things you should keep in mind in the aftermath of a damaging winter storm. So, give us a call at Norcia and we can help you every step of the way.

Are you interested in learning more about help with insurance claims in the Twin Cities? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Request a Free Consultation.

Handling the Stress of Insurance Claims Disputes

Homeowners insurance is supposed to be there to alleviate financial stress when damage occurs to your home. But if a claim settlement offer falls short of expectations or if your claim is denied altogether, it can leave you more frustrated and stressed out than ever. Now is the time for insurance claims disputes. Disputes between customers and insurance companies over claim payments occur for many reasons, from fine print buried in a policy to debate over the cost to fix a house. But one thing is for sure; never face insurance claims disputes on your own. Always enlist the help of an expert to help you through the process step by step.insurance claims disputes

At Norcia Insurance Consultants, our experts specialize in insurance claims disputes for the Twin Cities and can help guide you through the entire process. We can even speak with your insurance company on your behalf, file important paperwork and more. If you think you’re getting a raw deal, you don’t have to accept it or face your insurance company alone. Here are a few tips to help you make your case. And then your ready, contact the experts in insurance claims disputes, Norcia Insurance Consultants and we can help you through it.

Review your claim. Not sure why the settlement was lower than expected? Ask for clarification. If it cites an exclusion or other specific language in your policy, ask it to point out the section.

Know your policy. Knowing what you’re entitled to under your policy can help your argument.

Document in writing everything your insurer or claims adjuster tells you. Keep a log of dates, whom you spoke to and what was said.

Ask for an at-home visit. If there are insurance claims disputes over the extent of damage to your home, ask your adjuster to inspect your house again.

And, these are just a few of the steps you can take to help alleviate the stressful situation that is the insurance claims dispute. Another essential step is finding someone to fight by your side. When you need to file an insurance claim or insurance claims disputes, it is important to get the help you need to file it correctly and get the payout you are entitled to. After all, it can be a stressful time and it can be easy to overlook things when trying to handle it yourself. A public insurance adjuster from Norcia can help you with your insurance claim and insurance claims disputes so that you can rest easy.

Do you need help with insurance claims disputes in the Twin Cities? For more information on insurance claims help, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

You Know You Need Insurance Claims Management When…

When you need to file an insurance claim, it is important to get the help you need to file it correctly and get the payout you are entitled to. After all, it can be a stressful time and it can be easy to overlook things when trying to handle it yourself. A public insurance adjuster from Norcia can help you with your insurance claim so that you can rest easy. But, how do you when to call for help? We are the experts in insurance claims management for the Green Bay area and have years of experience helping homeowners like you get the insurance help they need.

insurance claims management

One may think they can handle the insurance claim process on their own and that all they need to do is call the insurance company, submit paperwork and then wait and receive a check for the full amount. But, there is a lot more to it. Here are a few signs you may need insurance claims management from the professionals:

You know you need insurance claims management when…

  • You see the first signs of damage to your home. Whether your home is affected by storm, tornado or similar situation, having an adjuster on your side right off the bat means you start on a level playing field with your insurance company. When you get the help of insurance claims management, our professional insurance claim adjuster will know the certain conditions of your insurance policy that must be met and strictly adhered to before and during the claims process. This will ensure you’re on top of the damage, what coverage you have and what you’re entitled to.
  • You notice a red flag from your insurance company. What’s a red flag? One red flag is if they reassign your claim to another one of their adjusters. That can sometimes signal that your repair estimate is going to be revised several times before it is paid out. Insurance claims management can help you avoid these types of delays.
  • Also, keep in mind that insurance companies are always looking out for their own interest above all else. And often, the amount you are entitled to and the amount they think they owe you are two very different numbers. To avoid this, you are in definite need of insurance claims management.

Whatever the reason you need insurance claims management, be sure you get help from the very best; Norcia Insurance Consultants. When you need dependable and professional insurance claims management in the Green Bay area, call Norcia Insurance Consultants at 1-866-512-LOSS (5677) or you can contact us to Request a Free Consultation.

Hire Locally for Your Storm Damage Roof Repair

When a storm hits, it can be stressful, especially if your home’s roofing or siding is damaged. In addition to getting help with filing your insurance claim, it is also essential you hire a local, trusted roofing and siding company you can depend on for high quality repair and replacement. And, as one of the most trusted names in roofing and siding for the Twin Cities, JTR Roofing is here writing as a guest of Norcia Insurance Consultants to give you a rundown of the reasons to hire locally for your storm damage repair. So, when you need roofing repair after a damaging storm, the second thing you should do after contacting Norcia Insurance Consultants is give us a call here at JTR Roofing.

storm damage

As you and your insurance consultant are assessing summer storm damage, be sure to document everything by taking pictures. You can also do this when our roofing and siding expert comes out to assess the damage. This can be invaluable when filing insurance claims with your insurance company.

And, once all of the paperwork has been taken care of, it is time to address the damage head on. The most important items to tend to are roofing, siding, and gutters. These can all become even bigger problems down the line, especially once winter arrives here in Minnesota.

We will check for any damage and get your roofing back in tip top shape. No matter what your roofing needs, we have got you covered. We will work with you, Norcia and your insurance company to get the repairs you need. And, we have a wide variety of experience with many different customers in addition to home owners including management companies, townhome associations, churches and more.

When you contact our local roofing contractor, we can even come out to your home and pinpoint any weak areas that could be improved to help avoid damage down the line.

We are a locally owned and operated business, so we know what to look for when it comes to storm damage in the Twin Cities. When a storm does hit, it is important to enlist the help your local roofing company and someone who can help you with the entire insurance claims process.

So, once you’ve made your phone call to Norcia, make JTR Roofing your very next call! If you need roof or siding repairs or replacement, call JTR Roofing 612-419-6906 or Contact Us to learn more. And, for insurance adjusters in Minnesota, contact the experts at Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

First Steps After Water & Flood Damage

With the recent flood warnings here in Minnesota and a rather rainy summer, we would like to discuss what to do in the case you experience flood damage to your home. When rising water reaches your home and causes damage to your basement, flooring, and other property, there is a chance your home insurance policy will deny the claim. As expert insurance adjusters for Minnesota, we would like to give you the information you need to help protect you in the event of flooding or water damage. And, in the event you do experience these damaging effects, don’t hesitate to give us a call so we can help you with all of your insurance needs.

Minnesota & Wisconsin Insurance Claims Help: Natural Disasters, Structural Damage, Civil Unrest

If your home has been damaged by flooding in the past and you do not have flood insurance, we cannot stress enough how important it is to insure your home against flood damage in the future. If you are unsure as to whether you are covered for flood damage, we can help you find out. It is important that you understand very clearly what will happen if you own a home but do not have flood insurance. And, did you know that under most homeowner’s insurance policies, flood damage is not considered a form of water damage? It’s true! The insurance adjusters here at Norcia can help you determine what you are covered for and better understand your policy.

Don’t just assume your insurance company has got your best interest at heart. Insurance companies are in the business of making money. No matter how nice your insurance agent might seem, or how great your insurance company’s advertising presents itself, your insurance company is ultimately trying to maximize its profits. That’s where our insurance adjusters come in. We work for you; not the insurance company. Our insurance adjusters will help you review the damage, your policy and work to get you what you deserve.

If your home has suffered flood damage and you want to know more about your rights and options as a homeowner, so don’t hesitate to call the expert insurance adjusters at Norcia for the help you need.

Filing an insurance claim in the event of water or flood damage doesn’t have to ugly. Advocates for your cause are a mere phone call away. Help is here to assist you through all of the hoops you have to jump through, answering your questions along the way. Talk to the insurance adjusters at Norcia today to learn how we can help you with your claim filing woes.

Are you ready to learn more about our insurance adjusters in Minnesota? Contact us or call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.