In the event of a fire or natural disaster this summer, do you know what your insurance will cover? As professional insurance consultants for Green Bay, we are here to help you answer that very question! We get a lot of questions about insurance claims but one of the most common calls we get is people calling in asking for help making sense of their insurance coverage. It can be confusing trying to determine what is and is not included in an insurance plan. That’s what we are here for! We would like to clear up a few things for you know and help you in any way we can. So, when you need help from professional, experienced insurance consultants, do not hesitate to give us a call.
First of all, it is important to know that not all natural disasters are covered by homeowner’s insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowner’s insurance. You may need to purchase separate insurance policies to help protect your home and belongings against those types of natural disasters. You may also need to purchase additional coverages for greater protection. While a typical policy comes with certain coverages, it is usually customized to meet each individual homeowner’s unique needs. There are a few basics covered by most insurance plans including windstorms, hail, fires, lightning strikes and more. Insurance plans are not one size fits all so your plan may only include some of these or even additional events. Our insurance consultants can help you determine what is covered and what is not. A public insurance adjuster like us can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts that you might otherwise have a hard time understanding.
And, some homeowner’s insurance policies also include coverage for other structures that are on your property but separate from your home, like a detached garage, tool shed or fence.
Need help making sense of your insurance plan? When you educate yourself and have the experts by your side, your chances of receiving what you are entitled to are raised. Our job is to get you the full amount of insurance money you are entitled to. We will evaluate the damage, take pictures and video, analyze your insurance policy and to figure out how much money you should get.
Give us a call today and we can get to work for you! Ready to receive help with your insurance disputes in the Twin Cities? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or you can contact us to Schedule a Free Consultation.