When your home or property has sustained damage thanks to a severe weather event or a similar situation, you might need to hire a public adjuster for insurance claims help. MN residents have trusted the experts at Norcia Insurance Consultants for years. So how do you know if the public adjuster you are thinking about hiring is legit? Here are a few red flags to look out for. And remember that you can save yourself time and hassle when you call Norcia Insurance Consultants for insurance claims help!
The first red flag you should keep an eye out for is if the public adjuster asks for payment up front or before you receive your insurance check. Regulations about how much your public adjuster can charge you for insurance claims help vary from state to state, so you should do some research first to see just how much you can be charged for these services.
Another warning sign that your public adjuster is not fully on the up and up is if the adjuster insists that you use a specific restoration company or contractors. In some states, a public adjuster has to disclose up front that he or she is receiving a financial incentive from a restoration company or contractor and in other states, receiving any financial incentive is totally illegal. Again, do your research before you hire anyone for insurance claims help.
One more thing to look out for is a public adjuster that cannot give you any references or testimonials. A public adjuster should be able to give you this information to offer you further peace of mind that his or her insurance claims help is fully legit and that he or she has helped others like you during the insurance claims process. By the same token, if your public adjuster promises you a set amount of money before he or she reviews your policy or the facts of your case, that is another good sign that you should look elsewhere for insurance claims help.
Finally, yet another red flag is if the public adjuster approaches you about damages to your home or property that you didn’t even notice. So public adjusters will reach out to you if they know your home or property has sustained some type of damage, but if the damage is so small that you didn’t even notice it, that is not a good thing. Public adjusters usually only offer insurance claims help for large and catastrophic losses.
So when you need reliable and professional insurance claims help in MN, call Norcia Insurance Consultants at 1-866-512-LOSS (5677) or you can contact us to Request a Free Consultation.