Important Summer Safety Tips from an Insurance Adjuster

All over the country, temperatures are rising. With summer just setting in, there are many hot weather hazards ahead of us. So as the trusted insurance adjuster for WI, we thought we would put together a list of some summer safety tips to help local residents stay safe all season long.

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During the hot summer months, multiple appliances can be plugged in at a time. Additional strain from AC units can potentially cause outages, blackouts and even shorts. More appliances combined with soaring temperatures increases the chance for a short circuit, thus creating the danger of a house fire. Limit appliance use and make sure your circuit breaker is able to handle the extra strain. 

Speaking of appliances, is your air conditioner safe to use? We all use air conditioners to help keep temperatures tolerable indoors. However, many units are either dirty or not up to date. This not only causes poor air quality but high energy costs and fire hazards as well. While your air conditioning many have already been running for a few weeks now, it’s still important to make sure your AC is cleaned or serviced to ensure safety. With an inspection you can ensure the electrical elements are safe to use and that your filters are replaced often.

This time of year, summer rains can also pose a big problem, causing flooded basements and damaged appliances. Floods can cause a lot of damage so keep your eye on the weather and make sure your home, including the roof and basement is prepared for heavy rains and that you have proper flood insurance.

Careless grilling or fire burning is something else to be avoided. Before you start cooking or burning wood outside, remember never step away from the fire, to check your gas tank for hose leaks, blockages and holes and if using a charcoal grill, wait for the coals to cool completely before disposing of it.

These are just a few of the important summer safety tips to keep in mind. In the unfortunate event that something does occur, call a public adjuster for assistance. Our public adjusters can help take away a lot of the stress you are experiencing. If one of these events were to occur and you need to make a claim with your insurance company, we can help you deal with the legwork associated with filing a claim.

Ready to learn more about how our insurance adjuster in WI can help you in the event of damages this summer? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

Homeowners Insurance and Coronavirus: What You Should Know

While the COVID-19 pandemic likely hasn’t changed your coverage much, there are certain things you should be aware of when it comes to your policy. As you do your best to stave off the coronavirus, heeding stay-at-home orders etc., we have come up with some tips on how you can better protect your family with your homeowners insurance. As the expert insurance adjusters for WI and the surrounding area, we are here to help you better understand your policy and get you what you’re entitled to if something were to happen to your home or business. Here are some key items to take into consideration:

COVID-19
  • Homeowners policies do not cover pandemic exposure, but it is important to take a look at your coverage and be aware of what it does cover in the event of an emergency. Now is also a good time to reassess both your personal property and liability coverage, especially if you’re working from home. If your home office requires specialized equipment or set up, you should find out from your insurance company about coverage for these types of situations.
  • It is also recommended to take a moment to check whether or not you have enough coverage for your personal belongings; especially for high-value items like electronics or jewelry, that could require separate add-on coverage. Not sure what your policy covers? The insurance adjusters at Norcia can review your policy and help you better understand it.
  • Make a home inventory. This can help you provide proof to your insurer of what you lost if you ever need to file a claim. Start by taking photographs of your belongings, log the make and model/serial number if applicable. You can also record a video to capture a number of items at once. Then, be sure to keep this records safe yet accessible in the event you need to file a claim.
  • Social distancing measures are driving insurers to keep any in-person interaction to a minimum. So, depending on the company you work with, the claims process may be very different from what you’re used to. If you’ve got insurance adjusters from Norcia working on your behalf, we can speak directly with your insurance company to ensure a claim is moving along as it should.

Need helping making sense of your insurance plan during these uncertain times? When you educate yourself and have expert insurance adjusters by your side, your chances of receiving what you are entitled to are raised.

Give us a call today and we can get to work for you! Do you need help from trusted insurance adjusters in WI? Call Norcia Insurance Consultants at 866-512-LOSS(5677) or you can contact us to Schedule a Free Consultation.