Filing an Insurance Claim After a Damaging Winter Storm

It is still technically autumn; however, winter weather has been making its appearance all over the country. Will you be prepared for your first winter storm? What if that said winter storm causes damage to your home? Will you know what to do first? When a storm causes damage to your home, it can be a stressful time and you may not know what to do or where to begin. At Norcia, we offer help with insurance claims for Twin Cities area residents, and we are here to offer assistance whenever you need us. First, we would like to go through the very first steps you should take when damage occurs to your home this winter.insurance claims twin cities

When hail or falling tree limbs wreak havoc, your first step is to make sure everyone is safe and your home is safe to be in. Do not go outside if it is still storming out or if it is very slippery and icy, even if you suspect your home or property has been damaged. Wait until the weather clears up and it is safe to venture outdoors. As soon as it’s safe to do so, go outside and slowly walk around the perimeter of your home. Take note of any damage you see, even if it’s only a small amount. Then, you should pick up the phone and call the experts at Norcia Insurance Consultants. Even if you are unsure whether the damage warrants an insurance claim, experts like those at Norcia can get you the insurance claims help you need to get you started. Even if a claim is fairly minor, like a cracked or broken window that won’t exceed your annual deductible, you should still report that damage. Why? If there’s another storm this year, then together your claims from both storms might top your deductible and then you could be reimbursed.

And, you won’t even need to contact your insurance company to file insurance claims directly. With assistance from the experts at Norcia, we can take care of this for you. We can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts to help you understand them.

It is also important to document everything. In other words, take lots of pictures of any damage! Take close-ups, zoom in. In cases of loss with regard to natural disaster, it is far better to have way too much in the way of documentation than too little.

These are just some of the things you should keep in mind in the aftermath of a damaging winter storm. So, give us a call at Norcia and we can help you every step of the way.

Are you interested in learning more about help with insurance claims in the Twin Cities? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Request a Free Consultation.

You Know You Need Insurance Claims Management When…

When you need to file an insurance claim, it is important to get the help you need to file it correctly and get the payout you are entitled to. After all, it can be a stressful time and it can be easy to overlook things when trying to handle it yourself. A public insurance adjuster from Norcia can help you with your insurance claim so that you can rest easy. But, how do you when to call for help? We are the experts in insurance claims management for the Green Bay area and have years of experience helping homeowners like you get the insurance help they need.

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One may think they can handle the insurance claim process on their own and that all they need to do is call the insurance company, submit paperwork and then wait and receive a check for the full amount. But, there is a lot more to it. Here are a few signs you may need insurance claims management from the professionals:

You know you need insurance claims management when…

  • You see the first signs of damage to your home. Whether your home is affected by storm, tornado or similar situation, having an adjuster on your side right off the bat means you start on a level playing field with your insurance company. When you get the help of insurance claims management, our professional insurance claim adjuster will know the certain conditions of your insurance policy that must be met and strictly adhered to before and during the claims process. This will ensure you’re on top of the damage, what coverage you have and what you’re entitled to.
  • You notice a red flag from your insurance company. What’s a red flag? One red flag is if they reassign your claim to another one of their adjusters. That can sometimes signal that your repair estimate is going to be revised several times before it is paid out. Insurance claims management can help you avoid these types of delays.
  • Also, keep in mind that insurance companies are always looking out for their own interest above all else. And often, the amount you are entitled to and the amount they think they owe you are two very different numbers. To avoid this, you are in definite need of insurance claims management.

Whatever the reason you need insurance claims management, be sure you get help from the very best; Norcia Insurance Consultants. When you need dependable and professional insurance claims management in the Green Bay area, call Norcia Insurance Consultants at 1-866-512-LOSS (5677) or you can contact us to Request a Free Consultation.

First Steps After a Damaging Storm or Natural Disaster

Spring is on its way and with warmer weather comes harsh, damaging storms. When a storm hits and causes damage to your home, it can be a stressful and upsetting time and you may not know what to do or where to begin. At Norcia, we offer insurance claims help for Minnesota and are to offer assistance whenever you need us. That’s why we’d like to go through the first steps to follow when the disaster is gone and it’s ready to pick up the pieces.

public adjuster green bay norcia insurance consultants

1. How to Know if You Should File a Claim

Not sure if you have a claim? File one anyway. Experts like those at Norcia can get you the insurance claims you need to get you started. Even if a claim is fairly minor, like a broken window, for instance and won’t exceed your annual deductible, you should still report that damage. Why? If there’s another storm this year, then together your claims from both storms might top your deductible and then you could be reimbursed.

2. Contact Your Insurance Company

Contacting your insurance company is essential to starting the claims process. But, with insurance claims help from Norcia, we can take care of this for you. A public insurance adjuster like us can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts that you might otherwise have a hard time understanding.

3. Document Damage

Document every single possible issue that can be deemed a “loss.” Take a mountain of photographs and notes. Go room by room inside of the house, side by side on your home’s exterior. Take close-ups, zoom in. In cases of loss with regard to natural disaster in pursuit of recompense from your insurance company, it is far better to have way too much in the way of documentation than little or none at all.

4. Log Transactions

For example, if your home has taken on severe damage, it is a good idea to board up your windows and doors. This will aid in the effort to prevent it from taking on even more damage, in addition to protecting the assets within. If you bring in a contractor to do such work, keep the receipt. Keeping an accurate log of all transactions related to the disaster your home has endured will go a long way in aiding the insurance claims management process.

5. Get the Insurance Claims Help You Need

For all of these steps, it helps to have insurance claims help. We will be in your corner, not the insurance company’s. Our job is to look out for you to make sure that you get fair and reasonable compensation from your insurance company when you file a claim.

For more information on insurance claims help in Minnesota, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

Protect Yourself and Get Insurance Claims Help

Insurance Claims Help WisconsinTime and time again, we hear on the news about someone who turned to their insurance company when their house was damaged and in need of major repairs. The homeowner expects the insurance company to pay out a fair and reasonable amount of money, only to be told they will get a fraction of what they expected. It is a jolting experience and it’s one that adds stress to an already stressful and emotional situation. And it’s also why we highly recommend insurance claims help to all Wisconsin homeowners that need to file a claim with their insurance company.

Insurance claims help is just a phone call away. All you have to do is call us and we can send one of our public adjusters to your home for a free consultation. We’ll outline all we will do for you, and you’ll get to see firsthand that insurance claims help will take a lot of that stress off of your plate.

Another good reason to look into insurance claims help is because this is what our public adjusters do for a living, so they know the right forms to fill out, how to fill them out to the insurance company’s standards and the order in which to file paperwork and take care of other insurance-related tasks.

You will never have to worry that you forgot to sign something or that a document was not submitted by its due date. With that off of your plate, you can free up your time and head space to handle other aspects of getting your house together. You can make sure your family’s needs and your own needs are being met while being able to rely on your public adjuster to make sure the insurance claims process progresses as quickly as possible.

Insurance companies are going to look out for themselves, so they are going to do everything they can to not have to pay out your full claim. You need someone in your corner to handle them because it can be a tricky battle sometimes, especially if you’ve never done it before.

Make sure you get professional insurance claims help from public adjusters like the ones at Norcia Insurance Consultants. Contact us today to learn more.

For more information on insurance claims help in Wisconsin, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

Insurance Claims Help When Tragedy Strikes in the Twin Cities

Have you recently had to file an insurance claim? If so, you know how difficult they can be. There is a lot to wrap your head around. Your homeowners insurance policy is probably not something you’re looking at every day. But, when you need it, you’ll want to make sure you’re getting the most out of it. For residents of the Twin Cities, insurance claims help can be a lifesaver when money is on the line. In this blog, we’re going to cover a couple reasons why many insurance claims get returned, and how insurance claims help can assist you in getting the money you deserve.

Improperly Filled Out Forms

Forms that are missing information, have incorrect information or have mismatching information will surely be returned. There is a lot that goes into filling out one of these forms, so it’s easy to miss things. When you seek insurance claims help, an experienced Twin Cities professional will be filling out and submitting your forms. We’ll even communicate with your insurance company, when need be. We’re old pros when it comes to filling out and submitting insurance claims, so let us do the work for you.

Delay in Filing

There is a certain time frame, from the date when the incident occurred, in which you need to have your forms fill out and submitted. The details of your situation may prevent you from filing in a timely fashion. You may be displaced, or dealing with worse after a natural disaster, house fire or robbery in the Twin Cities. By seeking insurance claims help during these difficult times, you’ll know the forms will be done right and filed properly. It always helps to get the ball rolling quickly in these situations.

Are you in need of insurance claims help in the Twin Cities? Contact us today by calling 866-512-5677 (LOSS) or Request a Free Consultation Online.