First Steps After a Damaging Storm or Natural Disaster

Spring is on its way and with warmer weather comes harsh, damaging storms. When a storm hits and causes damage to your home, it can be a stressful and upsetting time and you may not know what to do or where to begin. At Norcia, we offer insurance claims help for Minnesota and are to offer assistance whenever you need us. That’s why we’d like to go through the first steps to follow when the disaster is gone and it’s ready to pick up the pieces.

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1. How to Know if You Should File a Claim

Not sure if you have a claim? File one anyway. Experts like those at Norcia can get you the insurance claims you need to get you started. Even if a claim is fairly minor, like a broken window, for instance and won’t exceed your annual deductible, you should still report that damage. Why? If there’s another storm this year, then together your claims from both storms might top your deductible and then you could be reimbursed.

2. Contact Your Insurance Company

Contacting your insurance company is essential to starting the claims process. But, with insurance claims help from Norcia, we can take care of this for you. A public insurance adjuster like us can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts that you might otherwise have a hard time understanding.

3. Document Damage

Document every single possible issue that can be deemed a “loss.” Take a mountain of photographs and notes. Go room by room inside of the house, side by side on your home’s exterior. Take close-ups, zoom in. In cases of loss with regard to natural disaster in pursuit of recompense from your insurance company, it is far better to have way too much in the way of documentation than little or none at all.

4. Log Transactions

For example, if your home has taken on severe damage, it is a good idea to board up your windows and doors. This will aid in the effort to prevent it from taking on even more damage, in addition to protecting the assets within. If you bring in a contractor to do such work, keep the receipt. Keeping an accurate log of all transactions related to the disaster your home has endured will go a long way in aiding the insurance claims management process.

5. Get the Insurance Claims Help You Need

For all of these steps, it helps to have insurance claims help. We will be in your corner, not the insurance company’s. Our job is to look out for you to make sure that you get fair and reasonable compensation from your insurance company when you file a claim.

For more information on insurance claims help in Minnesota, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

Protect Yourself and Get Insurance Claims Help

norcia insurance consultants insurance claims help wisconsinTime and time again, we hear on the news about someone who turned to their insurance company when their house was damaged and in need of major repairs. The homeowner expects the insurance company to pay out a fair and reasonable amount of money, only to be told they will get a fraction of what they expected. It is a jolting experience and it’s one that adds stress to an already stressful and emotional situation. And it’s also why we highly recommend insurance claims help to all Wisconsin homeowners that need to file a claim with their insurance company.

Insurance claims help is just a phone call away. All you have to do is call us and we can send one of our public adjusters to your home for a free consultation. We’ll outline all we will do for you, and you’ll get to see firsthand that insurance claims help will take a lot of that stress off of your plate.

Another good reason to look into insurance claims help is because this is what our public adjusters do for a living, so they know the right forms to fill out, how to fill them out to the insurance company’s standards and the order in which to file paperwork and take care of other insurance-related tasks.

You will never have to worry that you forgot to sign something or that a document was not submitted by its due date. With that off of your plate, you can free up your time and head space to handle other aspects of getting your house together. You can make sure your family’s needs and your own needs are being met while being able to rely on your public adjuster to make sure the insurance claims process progresses as quickly as possible.

Insurance companies are going to look out for themselves, so they are going to do everything they can to not have to pay out your full claim. You need someone in your corner to handle them because it can be a tricky battle sometimes, especially if you’ve never done it before.

Make sure you get professional insurance claims help from public adjusters like the ones at Norcia Insurance Consultants. Contact us today to learn more.

For more information on insurance claims help in Wisconsin, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

Insurance Claims Help When Tragedy Strikes in the Twin Cities

Have you recently had to file an insurance claim? If so, you know how difficult they can be. There is a lot to wrap your head around. Your homeowners insurance policy is probably not something you’re looking at every day. But, when you need it, you’ll want to make sure you’re getting the most out of it. For residents of the Twin Cities, insurance claims help can be a lifesaver when money is on the line. In this blog, we’re going to cover a couple reasons why many insurance claims get returned, and how insurance claims help can assist you in getting the money you deserve.

Improperly Filled Out Forms

Forms that are missing information, have incorrect information or have mismatching information will surely be returned. There is a lot that goes into filling out one of these forms, so it’s easy to miss things. When you seek insurance claims help, an experienced Twin Cities professional will be filling out and submitting your forms. We’ll even communicate with your insurance company, when need be. We’re old pros when it comes to filling out and submitting insurance claims, so let us do the work for you.

Delay in Filing

There is a certain time frame, from the date when the incident occurred, in which you need to have your forms fill out and submitted. The details of your situation may prevent you from filing in a timely fashion. You may be displaced, or dealing with worse after a natural disaster, house fire or robbery in the Twin Cities. By seeking insurance claims help during these difficult times, you’ll know the forms will be done right and filed properly. It always helps to get the ball rolling quickly in these situations.

Are you in need of insurance claims help in the Twin Cities? Contact us today by calling 866-512-5677 (LOSS) or Request a Free Consultation Online.

Insurance Claims Help After a Hailstorm

Hailstorms have the tendency to be brief, but damaging. Their impact can vary depending on the size of the hail and the storm’s rate. If you live anywhere in Minnesota or Wisconsin, like Green Bay, insurance claims help is not hard to find. We help people everyday get their lives back on track after a natural disaster strikes. When you’re the victim of a hailstorm, give us a call.

Recent Hailstorm

A little over a month ago, a line of hailstorms tore through several major Minnesota cities, hitting Minneapolis/ St. Paul around 7 p.m. During this line of storms, some cities reported hail up to 3 inches in diameter. The storm lasted about four hours, also producing high winds, thunder, lightning and rain. The result of the storm was major hail and wind damage to many homes and businesses. We can help people seeking insurance claims help, especially those in charge of community associations, condominium owners, townhouse board members and more. No project is too large for Norcia Insurance Consultants.

Preparing for a Hailstorm

Properly preparing your home for a hailstorm can prevent some of the damage. Make sure your trees and shrubs are trimmed regularly. Hail is heavier than rain, which increases the chance of limbs breaking. Also, routine checks of your roof can provide insight on areas that are particularly susceptible to hail damage. Having those areas repaired can save you money in the long run. When you know a hailstorm is on the way, move all vehicles inside and make sure your yard is free of anything that would easily be damaged. If it’s easy to bring inside the house, then do so.

Future Hailstorms

If you experience a hailstorm, damage is inevitable. It’s impossible to completely avoid hail damage to your roof, siding, yard and home. But, you should rest easy knowing that we’re on your side. If you do experience damage from a hailstorm, call our office. We can help you with all your insurance claims.

Need insurance claims help after a hailstorm? Give us a call today at 866-512-LOSS (5677) or contact us online for a free consultation.

Summer Tornados in Wisconsin

Tornados can be one of the most alarming natural disasters. Those of you who have experienced one can testify nothing can truly prepare you. The residents of the Fox River Valley, WI found out how true that is on Aug. 7. After a tornado hits your town, there’s not much you can do but start rebuilding. For those in Wisconsin, insurance claims help isn’t something that should worry you. The team at Norcia Insurance Consultants can help put the pieces back together.

Fox River Valley
The National Weather Service confirmed six tornados touched down in the Fox River Valley on the night of Aug. 6 into Aug. 7. The storm sustained 60 to 70 mph winds for about two hours, peaking at about 120 mph. The wind damage was extensive, knocking out power and downing trees. Crews acted quickly to restore power and after just two days, approximately 90% of customers regained power. Typically, Wisconsin sees about 23 tornadoes a year.

Preparedness
It is important to do your best to be prepared for a tornado. Having a plan for you and your family for emergency situations can save lives. But, sometimes tornados take us all by surprise. The meteorologist who put the storm forecast together for the Fox River Valley area on Aug. 6 admits he was surprised by the widespread damage. Once you find yourself caught in a tornado outbreak, you just have to do the best you can to wait it out.

Aftermath
After the storm’s fury has passed, the rebuilding and healing processes must begin. When you experience a traumatic event, your head will be spinning. It’s important to have a reliable public adjuster on your side. If you need any insurance claims help, our team is trained to help. We can assist you with a clear head and handle all communications with your insurance company.

Need insurance claims help in Wisconsin, give us a call today at 866-512-LOSS (5677) or contact us online.