Insurance Claims Disputes & Questions

This summer’s weather has been unpredictable to say the least with high temperatures, flooding and other not-so-mild weather activity. And, this fall and winter are shaping up to be much of the same.  Weather events can wreak havoc on your home and property. When a storm hits and causes damage, it can be a stressful and upsetting time and you may not know what to do or where to begin. That’s why the experts at Norcia are here to answer all of your questions about your insurance claim and property. And, when insurance claims disputes arise in MN, we are the experts to call. When it comes to weather, insurance, and the home, there can be a lot of unanswered questions especially in the event of a denied claim. That’s where we come in. Our insurance claims experts will work for you and not the insurance company, working to get you what you are entitled to. 

insurance claims disputes mn

In our work over the years, we have heard from many people who have questions and are in need of help with their insurance claims. We are here to provide assistance. We’ve put together answers to some of the most common insurance claims questions for your reference. And remember, if you find yourself with insurance claims disputes, don’t hesitate to call the professionals at Norcia Insurance Consultants. 

What is the first thing I should do after my home’s been damaged?

First, make sure everyone is safe. Once you’ve ensured everyone’s safety, contact your insurance agent or your insurance claims adjuster for instructions on what to do until they arrive. You can begin preparing an inventory of personal property damaged and take pictures of any damage to the property. Our insurance claims professionals from Norcia can do all of this for you as well.

If possible, find temporary shelter either with family or friends. Or, rent temporary shelter. If your home is uninhabitable because of physical damage, most homeowners’ policies will pay additional living expenses while your property is being repaired.

My home was damaged in a flood, is that covered?

Unfortunately, chances are, your policy does not cover flood damage. Most policies cover damage from falling water or rain blown by the wind, but not from rising water or flooding. In many cases, homeowners must have a separate or additional flood policy that covers rising water or flooding.

Why is the settlement lower than expected? 

Ask for clarification. If it cites an exclusion or other specific language in your policy, ask it to point out the section. Or, call the professionals at Norcia and we can help settle any insurance claims disputes.

Do you need help with insurance claims disputes in MN? For more information on insurance claims help, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

When Should I Dispute an Insurance Claim?

The insurance claims process can be difficult for claimants especially when you don’t have insurance claims consultants on your side. It becomes even more difficult in the event of an insurance claims dispute. That’s why, if you find yourself filing an insurance claim this fall or winter, be sure to have the professionals working by your side and on your behalf. Here at Norcia Insurance Consultants, we are the experts in insurance claims disputes for Minnesota and can help with any problems that come from filing an insurance claim. How do you know it’s time to dispute an insurance claim? The experts at Norcia are here to help. 

insurance claims disputes minnesota

Many insurance companies, rather than standing by their policyholders, try to dispute claims or vastly underestimate property losses. As a claimant, you should dispute an insurance claim if you believe you deserve a different response from the claims adjuster. The timing of when to launch your dispute can be imperative to the future of your claim. At Norcia Insurance Consultants, our insurance claims experts can help with the paperwork, timing and everything in between.

Once you receive a response you do not agree with from an insurance company, we will help you review your original claim to search for ways to improve it before opening a dispute. The claim you originally filed, if filed without our help, could contain mistakes or lack information that may have changed the insurance company’s answer.

That’s why you should enlist our help from the very beginning. From evaluating and recording damage, filing your claim and talking to your insurance company on your behalf to filling out and sending paperwork, our public adjusters will do everything we can to help. We will make sure all forms and documentation are filled out properly, and we will make sure to do our best to get you the full insurance payout you deserve.

We know it can be intimidating to go up against a large insurance company during insurance claims disputes. These corporations are usually worth a lot of money, and they want to do everything they can to hold onto as much of that money as possible. So, allow us to help you every step of the way. When you call Norcia Insurance Consultants, we can be your valuable resource in resolving any insurance disputes amicably. We work for you, not the insurance companies, and always have your best interest at heart.

Need help with any insurance claims disputes involving your Minnesota home or business? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or you can contact us to set up your Free Consultation.

Handling Insurance Disputes After a Damaging Summer Storm

There are severe thunderstorms in the forecast. While this is a pretty typical summer occurrence, you never know when one of these storms will turn ugly. Down-pouring rains, high winds and tornado watches aren’t totally out of the ordinary in our neck of the woods and they can leave behind them some devastating storm damage. Fortunately, many have homeowners insurance that cover these types of damages. Not so fortunately, insurance companies occasionally deny these claims. That’s where the experts at Norcia Insurance Consultants come in; we are experts at resolving insurance disputes. Experiencing insurance disputes after filing a claim? We have got you covered! We can help solve your insurance disputes in Green Bay and the surrounding areas while working to help get you what you’re owed. 

insurance disputes green bay

How do you go about filing an insurance claim after a storm and what do you do if caught in insurance disputes? It’s simple; call the experts at Norcia. We are here to give you a quick rundown of what you should do after a damaging storm. Here’s what to do:

1. Make sure everyone is safe and your home is safe to be in. Do not go outside if it is still storming out or if it’s possible tree limbs could still break and fall, even if you suspect your home or property has been damaged. Wait until the weather clears up and it is safe to venture outdoors.

2. As soon as it’s safe to do so, go outside and slowly walk around the perimeter of your home. Take note of any damage you see, even if it’s only a small amount.

3. Pick up the phone and call the experts at Norcia Insurance Consultants. We will be able to walk you through every step in the process. Even if you are unsure whether the damage warrants an insurance claim, we can get you the help you need to get you started. Even if a claim is fairly minor, like a cracked or broken window that won’t exceed your annual deductible, you should still report that damage.

4. Don’t even contact your insurance company to file insurance claims directly. With assistance from the experts at Norcia, we can take care of this for you. We can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts to help you understand them.

For help with insurance disputes in the Green Bay area, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

How Having Professionals by Your Side Can Help Solve Insurance Claims Disputes

When it comes to insurance claims disputes, one of the most common questions we get is about how to know what is covered and what is not. With winter storms approaching and months spent indoors on the horizon, there can be a variety of issues that arise in the coming months. If you find yourself filing an insurance claim this fall or winter, be sure to have the professionals working by your side and on your behalf. Here at Norcia Insurance Consultants, we are the experts in insurance claims disputes for Green Bay and can help with any problems that come from filing an insurance claim. We can file a dispute or claim for you and even handle the paperwork and speak directly with your insurance company. An insurance dispute is a disagreement that arises about the amount due, the amount a company is willing to pay on a claim, or the nonpayment of a claim. Want to learn more about how we can help with all of your insurance claims disputes? Read on!

insurance claims disputes green bay

So, what should you do in the case of insurance claims disputes? First, know your rights. The professionals at Norcia know all of the laws that dictate what insurance companies can and cannot do when it comes to bill collecting, settling claims and similar matters. Each state is a little different, but most states mandate that an insurance company cannot misrepresent your policy, they cannot use the appeal process to force their policyholders to settle for less than they are due and a company must acknowledge and process a claim promptly. Insurance companies cannot ask you for unnecessary forms in order to delay the process and a company must have a good reason to deny a claim and many more. Not sure if your insurance company is violating any of these? The experts at Norcia can help solve insurance claims disputes like these and more.

When you call Norcia Insurance Consultants, we can be your valuable resource in resolving any insurance disputes amicably. We work for you, not the insurance companies, and always have your best interest at heart.

When you have the professionals by your side, your chances of resolving your insurance disputes are raised. Our job is to get you the full amount of insurance money you are entitled to. We will evaluate the damage, take pictures and video, analyze your insurance policy and to figure out how much money you should receive.

Need help with any insurance claims disputes involving your Green Bay home or business? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or you can contact us to set up your Free Consultation.

Summer Storm Damage & Filing an Insurance Claim

Here in Wisconsin, we are no stranger to storms; especially as of late. Some of our most devastating weather often comes in the spring and summer, when thunderstorms and high winds roll in. High winds, down-pouring rains, and tornado watches aren’t totally uncommon in our parts and they can leave some devastating storm damage in their wake. Luckily, many homeowners insurance policies cover damages from weather like this, so that you can get the repairs you need. But how do you go about filing an insurance claim after a storm and what do you do if caught in insurance disputes? As the trusted professionals here to help with insurance disputes in Wisconsin, we are here to give you a quick rundown of what you should do after a damaging storm.

insurance disputes

When heavy rains, wind or a falling tree limbs wreak havoc, your first step is to make sure everyone is safe and your home is safe to be in. Do not go outside if it is still storming out or if it’s possible tree limbs could still break and fall, even if you suspect your home or property has been damaged. Wait until the weather clears up and it is safe to venture outdoors. As soon as it’s safe to do so, go outside and slowly walk around the perimeter of your home. Take note of any damage you see, even if it’s only a small amount. Then, you should pick up the phone and call the experts at Norcia Insurance Consultants. We will be able to walk you through every step in the process. Even if you are unsure whether the damage warrants an insurance claim, experts like those at Norcia can get you the help you need to get you started. Even if a claim is fairly minor, like a cracked or broken window that won’t exceed your annual deductible, you should still report that damage.

You don’t even need to contact your insurance company to file insurance claims directly. With assistance from the experts at Norcia, we can take care of this for you. We can come to your home, talk to your insurance company for you, explain to you what is unfolding, clarify all aspects of the paperwork and go over contracts to help you understand them.

Already file an insurance claim and don’t feel you are getting the help or payout you deserve? Norcia Insurance Consultants are also experts in solving insurance disputes to help you get what you’re entitled to.

For more information about filing insurance claims or for help with insurance disputes in Wisconsin, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.