Avoid an Insurance Claim this Season: Holiday Home Safety Tips

For many families, the holidays mean Christmas lights, bringing a tree indoors, sitting around their wood-burning fireplace, baking homemade cookies and wrapping presents. But hopefully, your holidays don’t include insurance claims! As many of us know, many hazards can arise this time of year and the last thing you want for Christmas is the need to file an insurance claim. At Norcia Insurance Consultants, we are the experts in insurance claims for Green Bay and the surrounding areas and would like to offer some tips on how to make sure your holidays are as safe as possible.

The Lights

Before stringing up the lights, carefully inspect them each year and discard any with frayed cords, cracked lamp holders, or loose connections. When replacing bulbs, unplug the light string and be sure to match voltage and wattage to the original bulb. And, always unplug or turn off holiday lights whenever you leave the house and before going to bed. You can even use an outdoor timer to turn lights on and off but make sure it is certified by CSA International.

And, never connect more than one extension cord together; instead use a single cord that is long enough to reach the outlet without stretching, but not so long that it can easily become tangled. By avoiding electrical hazards like these you can also decrease the chance for insurance claims this year.

The Tree

Make sure your tree is fresh and not dry. Purchase a freshly cut tree, as they are more resistant to ignition. Keep tree watered and away from any open flames like candles or fireplace.

Smoke Alarm

The Alarm

Test your smoke alarms monthly to make sure they work, and be sure to install smoke and carbon monoxide (CO) alarms on every level of your home and especially near sleeping areas.

Tending the Fire

At least once a year, preferably either right before or right after winter, have your chimney professionally inspected and cleaned. In your fireplace, make sure the only thing you are burning is wood. Do not burn wrapping paper, lumber scraps, construction scraps, painted wood or other pieces of treated wood. Make sure you only burn wood that is dry and cured. This means the logs need to have been split, stacked and dried for at least 8 to 12 months.

And these are just a few of the ways you can help protect your home from then need for insurance claims this holiday season. For more information about insurance claims in Green Bay, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

It’s the Most Wonderful Time of the Year – Halloween, That Is

Halloween is the best time of year to indulge your dark side and watch some classic horror movies. One of the spookiest and most controversial tales is the Amityville Horror. It is supposed to be based on the paranormal experiences of the Lutz family, although there are plenty of people out there who say the story is completely untrue.

Regardless, the story (both in book and movie form) is based in Long Island, New York. The Lutz family moves into the house about one year after a tragedy occurred in the home. They claimed that they were terrorized by poltergeists and other paranormal activity during the next 28 days and then they fled in terror. Claims of swarms of flies in the winter, vivid nightmares, weird sleeping patterns, seeing glowing eyes, damage to the home by unseen forces and more … all of this adds up to one of the most shocking and horrifying stories ever written. The Lutz family even tried to bless the house on their own to no avail. The paranormal experiences continued until they fully moved their stuff out and started to live elsewhere.

Halloween can be a scary and dark time of the year. But what can be even scarier is when your house falls victim to a natural disaster like a fire or tornado. Working with your best interests in mind, Norcia Insurance Consultants can help you receive the full amount of money you are entitled to based on your insurance policy. Give us a call at (952) 892-7831 or 1-866-512-LOSS (5677), or sign up for a free consultation.