Summer Safety Tips from Your Trusted Insurance Adjuster

Last week’s massive heat wave that baked the Midwest reminded many of us of the dangers high temperatures can bring. While the weather has cooled down here at bit, the summer heat is most definitely not over. So, as the trusted public adjusters for Minnesota, we’ve put together some important summer safety tips to keep in mind for the remainder of the season. 

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First of all, is your air conditioning safe to use? We all use air conditioners to help keep temperatures tolerable indoors. However, many units are either dirty or not up to date. This can not only cause poor air quality but high energy costs and fire hazards as well. Make sure your AC is cleaned or serviced at least once a year, the electrical elements are safe to use and that your filters are replaced often.

And remember, a lot more appliances are plugged in at a time during a heat wave. Additional strain from AC units can potentially cause outages, blackouts and even shorts. More appliances combined with soaring temperatures increases the chance for a short circuit, thus creating the danger of a house fire.

Careless grilling can cause burns or fires. Before you start cooking outside, remember never step away from the grill while it’s on, to check your gas grill for hose leaks, blockages and holes and if using a charcoal grill, wait for the coals to cool completely before disposing it.

If a fire does occur and cause damage to your home or property, be sure to contact the fire department right away. And, when you need help filing your insurance claim, seek assistance from our experienced public adjusters.

This time of year, summer rains can also be a problem; causing flooded basements and homes and even damage appliances. Floods can cause a lot of damage so keep your eye on the weather and make sure your home, including the roof and basement is prepared for heavy rains and that you have proper flood insurance.

And, in the unfortunate event that something does occur, call a public adjuster for assistance. Our public adjusters can help take away a lot of the stress you are experiencing. If one of these events were to befall your home, and you need to make a claim with your insurance company, we can help you deal with the legwork associated with filing such a claim.

These are just some of the things to keep in mind to keep your home safe this summer. Ready to learn more about how our public adjusters in Minnesota can help you in the event of damages this summer? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

Winter Home Safety Tips

With winter in full swing, the experts here at Norcia would like to discuss some of the most important safety tips for the season. With cooking at home, indoor activities and family vacations, there are a few safety tips you should keep in mind to help you, your family and your home stay safe this winter. And, in the event something does happen at your home, our Wisconsin public adjusters are here to help with all of your insurance needs. But first, be sure to take these essential cold weather precautions:insurance adjuster minnesota norcia insurance consultants

Test Smoke and Carbon Monoxide Detectors

With cold weather also comes the constant running of your heating system and the use of other heating sources. It is so important to check your smoke and carbon monoxide detectors this time of year. Also make a habit of changing their batteries. Some people use daylight saving time as a reminder to check their smoke or carbon monoxide detectors and change their batteries. Home fire alarms should last about 10 years, but it is important to check on them consistently to ensure they’re working as they should to avoid a potentially dangerous situation.

Heating Inspection

Another major aspect of the annual maintenance of your home heating system is to check the safety limits and burners for proper operation.

Dryer Vent Cleaning

This is a big one for winter. Clothes dryer vents should be checked for a buildup of lint. If drying times are getting longer, it means the vent may be getting restricted and not allowing the proper airflow through the appliance. Dryer fires occur in the thousands every year, so it is important you do what you can to keep your home’s dryers running safely. If a fire does occur and causes damage to your home or property, be sure to contact the fire department right away. And, when you need help filing your insurance claim, seek assistance from our experienced public adjusters.

Chimney Inspection

Another area of the home that requires inspection are your wood-burning fireplace chimneys. They should be checked and cleaned of soot buildup to ensure proper air flow.

Home Security

Take the time to prepare for winter security and avoid the mess of a break-in, especially if you plan to go on vacation. If you do have a break-in, it is important to contact the authorities right away. Our public adjusters can help with the next steps.

These are just some of the most important safety tips to follow this winter. Are you interested in learning more about how our public adjusters in Wisconsin can help you in the event of a fire or other damages? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

Home Safety Tips for Summer

With the 4th of July being next week, the experts here at Norcia would like to discuss some of the most important safety tips for the holiday and for summer as a whole. With fun summer festivities, outdoor activities and family vacations, there are a few safety tips you should keep in mind to help you, your family and your home stay safe. And, in the event something does happen at your home, our Twin Cities public adjusters are here to help with all of of your insurance needs. But first, be sure to take these essential summer precautions:

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Home Security

In warmer months, there tends to be a spike in property crimes. Take the time to prepare for summer security and avoid the mess of a break-in, especially if you plan to go on vacation this summer. If you do have a break in, it is important to contact the authorities right away. Our public adjusters can help with the next steps.

Firework Safety

If you do decide to use fireworks this 4th of July, first make sure they are legal. And remember, even legal fireworks can cause injury if they are not used properly. Here are some important safety tips from the American Pyrotechnic Association:

  • Only use fireworks outdoors away from buildings on a flat, level, hard, fireproof surface that is free from debris.
  • Don’t aim fireworks at another person or yourself.
  • Always have a sober adult in charge and never give fireworks to young children, even sparklers.
  • Light only one firework at a time and never approach or re-ignite a firework that doesn’t light the first time.
  • Always wear safety glasses.
  • Have a working garden hose or bucket of water handy.

Grill Safety

Careless grilling can cause burns or fires. Before you start cooking outside this summer, consider these tips from the National Fire Protection Association:

  • Never step away from the grill while it’s on
  • Check your gas grill for hose leaks, blockages and holes
  • If using a charcoal grill, wait for the coals to cool completely before disposing it

If a fire does occur and cause damage to your home or property, be sure to contact the fire department right away. And, when you need help filing your insurance claim, seek assistance from our experienced public adjusters.

And, these are just some of the most important safety tips to follow this summer. Are you interested in learning more about how our public adjusters in the Twin Cities can help you in the event of a fire or other damages this summer? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

Prepare Your Apartment Complex Community for Winter

Are you the manager at an apartment complex? Then it’s important for you to know that the Farmer’s Almanac is predicting below average temperatures with a good amount of snowfall. With the mild winter we got away with last year, we’re in for some payback. Is your apartment complex prepared to handle the change in weather? In this blog, we’re going to cover some ways an Upper Midwest public adjuster can help you recover after damages.

Roof Inspection

When’s the last time the roof was inspected? If the roofs over your buildings are weakened for any reason, they could be vulnerable and collapse. If you had any water damage over the summer, now is the time to get it repaired. Built-up snow can get very heavy and cause a lot of damage. Even if your roof doesn’t break, you may experience leaking issues if there is previous damage.

Clear Pathways

Keep pathways all around the complex clear of snow, ice and debris. This is a great way to cut down on accidents. It is important to concentrate on walking paths and drives. Either one could be the cause of a big accident. Don’t risk injury or property damage for your residents or complex. It’s a good idea to keep extra people on staff in case of hazardous precipitation.

When Damage Happens

We know that even with the best-laid plans, things happen. When your apartment complex incurs damage and you need a public adjuster on your side, give us a call. We are accustomed to handling large projects. We work hard to get you the money you need to make the necessary repairs. We know you have a lot of people counting on you, so count on us to make the process go quickly and smoothly.

Are you in need of a public adjuster in the Upper Midwest? Give us a call today at 866-512-LOSS (5677) or request a free consultation online.

Preparing for Winter Storms

It’s that time of year again. Fall is the time when you need to be making preparations for winter storms. By taking some preventative measures now, you may be in better shape in the event of inclement weather. In this blog, we’re going to provide some basics tips for preparing yourself and your home for winter storms. This is not meant to be a comprehensive list and there is a lot more you can do.

Make Preparations Now

While it’s impossible to prevent a winter storm, there are a few things you can focus on to prepare your home for inclement weather. Below are just some of the things you could do to prepare your home for winter. In the event of a winter storm, having all your ducks in a row could save you time and money.

  • Insulate your home to keep in the heat
  • Keep an emergency kit
  • Maintain proper ventilation
  • Clean out gutters at the end of fall
  • Familiarize yourself with your piping system
  • Have your roof inspected
  • Trim tree branches and large shrubs
  • Make sure the chimney is clean and clear

Stockpile Supplies

One of the biggest concerns when it comes to a winter storms is keeping warm. It’s important you have fuel for wood-burning stoves, blankets and heavy clothes. If you have already checked your chimney and insulated your home, you will be more prepared should you lose power. Make sure you have a shovel and salt handy. If the snow is deep enough, you may not be able to use a snow blower. Keep some extra dry food on hand, so you have a source of nourishment.

Stay Informed

There are many ways to stay informed in the event of a winter storm. Radio, television and cell phone applications are all great resources when you have power. Make sure you have a radio that runs on batteries and extra batteries on hand. This will provide you with a way to hear and further urgent news if the power should go off.

When winter weather strikes, we’ll be on your side. If you experience any damage as the result of a winter storm, we should be your first and only call.

Are you in need of a public adjuster? Give us a call today at 866512-5677 or request a free consultation online.