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What Does a Public Adjuster Do?

Are you facing the process of filing an insurance claim? Many homeowners feel unprepared for the process of filling out an insurance claim and working with their insurance company to get the settlement they deserve. However, a public adjuster in the Twin Cities area is available to help you through the process! At Norcia Insurance Consultants, we have decades of experience helping homeowners like you through their insurance claims.

Still not sure if you want a public adjuster to help with your claim? Learn more about what we actually do – each step of the way.

public adjuster in Twin Cities helping couple with claims process

Claims Process

When you find damage to your home due to an unexpected disaster, the first step is starting the claim process. Your insurance company will send an adjuster out to take inventory of the damage and estimate the cost of repairs. However, if you choose to hire a public adjuster, your public adjuster will also evaluate the damage and determine their own estimate.

The advantage of a public adjuster is that they work for you, not the insurance company. The adjuster provided by your insurance works for them and will do what is in your insurance company’s best interest.

A public adjuster will then take their estimates and evidence to your insurance company to handle negotiations for you. Their goal is to get you the maximum payout allowed by your policy.


Once the damage has been assessed and the estimates have been calculated, public adjusters will go to your insurance company to negotiate your settlement. They have experience working with insurance companies and are trained in how to present their evidence most effectively. Their experience allows them to communicate more effectively with your insurance company, helping to ensure a better settlement for you.

Handling Disputes

In the event that your insurance company disputes your claim or offers an unfair settlement, your public adjuster is there to help. They can handle the dispute and re-negotiate with your insurance company to get a settlement that everyone can agree on.

Ready to Hire a Public Adjuster?

Public adjusters do all of that and more. They can also answer your questions and help you fill out any paperwork to ensure there are no mistakes. Your public adjuster is there for you to make the process as smooth as possible.

Have you decided to hire a public adjuster in the Twin Cities area to help with your insurance claim? Choose Norcia Insurance Consultants. Call us at 866-512-LOSS (5677) or request a free consultation!