Home Safety Tips for Summer

Posted on June 29, 2018 by WebDrafter

With the 4th of July being next week, the experts here at Norcia would like to discuss some of the most important safety tips for the holiday and for summer as a whole. With fun summer festivities, outdoor activities and family vacations, there are a few safety tips you should keep in mind to help you, your family and your home stay safe. And, in the event something does happen at your home, our Twin Cities public adjusters are here to help with all of of your insurance needs. But first, be sure to take these essential summer precautions:

public adjusters

Home Security

In warmer months, there tends to be a spike in property crimes. Take the time to prepare for summer security and avoid the mess of a break-in, especially if you plan to go on vacation this summer. If you do have a break in, it is important to contact the authorities right away. Our public adjusters can help with the next steps.

Firework Safety

If you do decide to use fireworks this 4th of July, first make sure they are legal. And remember, even legal fireworks can cause injury if they are not used properly. Here are some important safety tips from the American Pyrotechnic Association:

Only use fireworks outdoors away from buildings on a flat, level, hard, fireproof surface that is free from debris.
Don’t aim fireworks at another person or yourself.
Always have a sober adult in charge and never give fireworks to young children, even sparklers.
Light only one firework at a time and never approach or re-ignite a firework that doesn’t light the first time.
Always wear safety glasses.
Have a working garden hose or bucket of water handy.

Grill Safety

Careless grilling can cause burns or fires. Before you start cooking outside this summer, consider these tips from the National Fire Protection Association:

Never step away from the grill while it’s on
Check your gas grill for hose leaks, blockages and holes
If using a charcoal grill, wait for the coals to cool completely before disposing it

If a fire does occur and cause damage to your home or property, be sure to contact the fire department right away. And, when you need help filing your insurance claim, seek assistance from our experienced public adjusters.

And, these are just some of the most important safety tips to follow this summer. Are you interested in learning more about how our public adjusters in the Twin Cities can help you in the event of a fire or other damages this summer? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

Common Summer Hazards: Public Adjusters Provide the Assist

Posted on August 28, 2017 by WebDrafter

The summer is not yet over and there are still many hazards around the home that could pose a threat to you and your family. Your home is supposed to be a place to feel safe and secure. However, there are a few seasonal dangers that can catch you off guard and cause damage to your home. As a public adjuster for the Twin Cities, we are all too familiar with these types of hazards and would like to provide a rundown of what they are and help offer awareness. But, in the unfortunate event that something does occur, call a public adjuster for assistance. We can help take away a lot of the stress you are experiencing. If one of these events were to befall your home, and you need to make a claim with your insurance company, we can help you deal with the legwork associated with filing such a claim. Take a look at these hazards below and try to avoid letting them become a problem in your home.

public adjuster

Overworked Electrical Systems

This time of year a lot more appliances are plugged in at a time. During the dog days of summer, additional strain from AC units can potentially cause outages, blackouts and even shorts. More appliances combined with soaring temperatures increases the chance for a short circuit, thus creating the danger of a house fire.

Outdated Air Conditioners

We all use air conditioners in the summer. However, many units are either dirty or not up to date. This can not only cause poor air quality but high energy costs and fire hazards as well. Make sure your AC is cleaned or serviced at least once a year and that your filters are replaced often.

Relaxed Home Security

When you’re spending more time outdoors, windows and doors can be left open. When you open your home to the fresh air you also need to make sure you’re not opening it up to unwanted guests. Property crimes increase during the summer months so make sure you are keeping your household secure.

Flooding

This time of year, summer rains can flood basements and homes and even damage appliances. Floods can cause a lot of damage so keep your eye on the weather and make sure your home, including the roof and basement is prepared for heavy rains.

Don’t allow any of these summer hazards to put a damper on your plans. And, if you do find yourself in the undesirable position of having to deal with your insurance company alone, hire our public adjuster in the Twin Cities area. Call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.

FAQs: Frequently Asked Questions about Insurance Claims

Posted on May 4, 2017 by WebDrafter

When faced with a crisis, many have questions about the next steps to take. Your first impulse may be to talk to family and friends, make a variety of phone calls, and seek out the answers. At Norcia Insurance Consultants we are here to help give you peace of mind as well as the answers you need, so you can return to your regular routine as soon as possible. To do that, we have prepared a list of insurance claims questions. Green Bay residents can use these answers to help prepare as much as possible for when the worst happens. And, if you are still unsure of what to do, call the insurance claims experts at Norcia.

insurance claims questions

Q: How do I file my claim?
A: When you incur damage to your property, you’ll want someone on your side that can help you file and manage your claim, as well as communicate with the insurance company on your behalf. That’s where a public adjuster comes in. Though, most insurance claims can be filed by visiting your insurance company’s office, over the phone or online, it can be helpful to receive expert advice before even filing the claim. Call Norcia first and we can answer all of your insurance claims questions and even file your claim for you.

Q: What should I do before anything else?
A: The first thing to do is make sure everyone is safe. After a natural disaster or other similar event, it is important to take care of yourself and your loved ones. If anyone requires medical attention, that is definitely a priority. And, once basic needs are met, you can begin to assess the damage and take detailed photos and notes. This is also a great time to give the experts at Norcia a call.

Q: Will my insurance premium increase if I file a claim?
A: This will depend on the circumstances and your insurance company.

Q: How long will my insurance claim take?
A: This also varies claim-by-claim but an a professional insurance claim expert can help streamline the process. Each claim is different, and the amount of resolution time varies based on the assorted factors of the claim. To help the process go as quickly as possible, be sure to provide your insurance company with all the necessary details and documentation in a timely manner.

The most important thing to remember is that filing an insurance claim doesn’t have to be a scary, long and drawn-out process. We are here to help you through each and every step and to answer any insurance claims questions you might have. Talk to the adjusters at Norcia today and learn how we can help.

Have additional insurance claims questions for your Green Bay household? Call Norcia Insurance Consultants at 866-512-LOSS (5677) or Schedule a Free Consultation.

How Do You Know When You Need Public Insurance Claim Assistance?

Posted on April 6, 2017 by WebDrafter

When the worst happens, it can be an incredibly stressful time. There are a lot of things to think about; from ensuring the well-being of loved ones to dealing with needed emergency repairs. And, dealing with your insurance company is the last thing you want to have to worry about, especially if you are inexperienced with insurance claims and how they work.

public insurance claim assistance

A public insurance adjuster from Norcia can help you with your insurance claim so that you can rest easy. But, how do you when to call us for help? We offer expert public insurance claim assistance in Minnesota and have years of experience helping homeowners like you get the insurance help they need. One may think they can handle the insurance claim process on their own and that all they need to do is call the insurance company, submit paperwork and then wait and receive a check for the full amount. However, keep in mind that insurance companies are always looking out for their own interest above all else. And often, the amount you are entitled to and the amount they think they owe you are two very different numbers.

With Severe Weather Awareness Week approaching this April 17 through 21st, we would like to provide you with the cues and warning signs that it’s time to reach out for public insurance claim assistance:

First, call a public insurance adjuster at Norcia Insurance Consultants at the first sign of damage. Whether it’s a storm, tornado or similar situation, having an adjuster on your side right off the bat means you start on a level playing field with your insurance company. Your public insurance adjuster will know the certain conditions of your insurance policy that must be met and strictly adhered to before and during the claims process. So, don’t hesitate to call for all-important public insurance claim assistance!

Next, call one of our public insurance adjusters at the first red flag that you get from your insurance company. One red flag is if they reassign your claim to another one of their adjusters. That can sometimes signal that your repair estimate is going to be revised several times before it is paid out. Public insurance claim assistance can help you avoid these types of delays.

Remember, you can save yourself time and hassle when you call Norcia Insurance Consultants for public insurance claim assistance.

So when you need reliable and professional public insurance claim assistance in Minnesota, call Norcia Insurance Consultants at 1-866-512-LOSS (5677) or you can contact us to Request a Free Consultation.

Protect Yourself and Get Insurance Claims Help

Posted on November 25, 2015 by WebDrafter

Insurance Claims Help Wisconsin Time and time again, we hear on the news about someone who turned to their insurance company when their house was damaged and in need of major repairs. The homeowner expects the insurance company to pay out a fair and reasonable amount of money, only to be told they will get a fraction of what they expected. It is a jolting experience and it’s one that adds stress to an already stressful and emotional situation. And it’s also why we highly recommend insurance claims help to all Wisconsin homeowners that need to file a claim with their insurance company.

Insurance claims help is just a phone call away. All you have to do is call us and we can send one of our public adjusters to your home for a free consultation. We’ll outline all we will do for you, and you’ll get to see firsthand that insurance claims help will take a lot of that stress off of your plate.

Another good reason to look into insurance claims help is because this is what our public adjusters do for a living, so they know the right forms to fill out, how to fill them out to the insurance company’s standards and the order in which to file paperwork and take care of other insurance-related tasks.

You will never have to worry that you forgot to sign something or that a document was not submitted by its due date. With that off of your plate, you can free up your time and head space to handle other aspects of getting your house together. You can make sure your family’s needs and your own needs are being met while being able to rely on your public adjuster to make sure the insurance claims process progresses as quickly as possible.

Insurance companies are going to look out for themselves, so they are going to do everything they can to not have to pay out your full claim. You need someone in your corner to handle them because it can be a tricky battle sometimes, especially if you’ve never done it before.

Make sure you get professional insurance claims help from public adjusters like the ones at Norcia Insurance Consultants. Contact us today to learn more.

For more information on insurance claims help in Wisconsin, call Norcia Insurance Consultants at 866-512-LOSS (5677), or you can contact us to set up your Free Consultation.